Cash feels like a mystery
Money moves. You only learn where it went after the month ends, if then.
Books closed by the 15th.Reviewed by a CPA. Ready for a lender. Reconciled in full.
Fincera runs bookkeeping, AP, AR, payroll, and fractional CFO for founders and operators across the US. One dedicated QuickBooks ProAdvisor learns your business. A Big-4-trained CPA signs off on every close.
- Close lands by the 15th. That date is in the engagement, not a hope
- The same bookkeeper every month, by name, who knows your vendors
- Questions answered in under 24 hours, not routed to a queue
- Reconciled bank and credit-card accounts
- P&L, balance sheet, and cash flow
- AR and AP aging, with what needs chasing
- A CPA's note on anything material
Your close lands by the 15th, questions come back inside 24 hours, and the work is done by a team carrying 50+ years of U.S. accounting and a 5.0 rating across 14 verified Google reviews.
- CPA-supervised
- QuickBooks ProAdvisor
- Big-4 trained
Four questions your reports should answer without a phone call.
Most owners can read a P&L. What they cannot do is get one early enough to act on. Fincera fixes the timing first. Then the reporting is worth reading.
Revenue is up. Why is the bank balance flat?
A cash view that separates timing from performance, so you can see whether it is a receivables problem or a margin problem.
Can we take on this hire in Q3?
Runway against committed payroll, not a gut check the week before the offer goes out.
Are the NY sales tax and payroll filings actually current?
A compliance calendar your bookkeeper owns, with filings tracked rather than remembered.
Would a lender trust this in a data room?
Reconciled, accrual-ready statements with a CPA's review behind them, in the format diligence expects.
Most weeks start the same way
A founder opens the bank feed, skims unpaid invoices, and wonders whether last month's close is even trustworthy. The business is growing. The books are not.
Before
AP and AR eat the week
Vendors chase you. Clients delay. Nobody owns the aging report.
Reports arrive too late
By the time the P&L lands, the decision you needed it for is already made.
You are the bottleneck
Every number still routes through the person who should be selling, hiring, or leading.
With Fincera
Cash you can act on
Weekly visibility into position and burn without building the spreadsheet yourself.
Payables and receivables that run
Bills paid on time, invoices chased with a process, aging that stays current.
Close that keeps pace
Statements delivered while the month still matters for pricing, hiring, and runway.
A partner on the books
One accountant who knows your stack, your industry quirks, and your goals.
A dedicated bookkeeper.A CPA on every close.
Three things hold on every engagement: a person who owns your books, a close date you can plan around, and the software your team already opens every morning.
The relationship
People first
You work with a dedicated bookkeeper who learns your vendors and close rhythm. Software handles the repetitive work; your bookkeeper handles the rest.
The cadence
A clear operating rhythm
Kickoff, cleanup if needed, then a steady close cycle. Check-ins match how fast your business moves: weekly when cash is tight, monthly when you are stable.
The stack
Your software, not ours
We work in QuickBooks, AppFolio, Xero, or Wave. We tighten the workflow around what you already use instead of forcing a platform change.
Every close is reviewed by the person whose name is on the firm.
Your bookkeeper does the day-to-day. Hamza K.sets the standard it gets checked against — the same review discipline he ran at Ernst & Young.
Bookkeeping, AP, AR, payroll, property, CFO.One partner through every stage.
Start with clean monthly books. Add payables, receivables, payroll, property management accounting, or fractional CFO when the business asks for it, without switching firms or re-explaining your chart of accounts.
Certified in the platforms you already run
QuickBooks OnlineXeroWaveAppFolioBuildiumGustoBill.comRampStripeShopifyRent ManagerExpensify
Three books we took over,and what changed after.
5.0 · 14 reviews
E-Commerce
“For the first time, I feel fully in control of my numbers—and that peace of mind is priceless.”
Rana Mujtaba · E-commerce operator
The problem
Hundreds of daily channel transactions left cash position unclear and month-end always late.
What we built
Automated reconciliation, channel-aware reporting, and a weekly cash snapshot the founder could trust.
The result
Books stayed investor-ready. The operator stopped guessing where the week's cash had gone.
“They're knowledgeable, reliable, and always go the extra mile. Highly recommend their nonprofit bookkeeping services.”
Arthur and Tracy Cutler · Nonprofit President & CEO
- Problem
- Restricted funds and grant tracking created board-report delays and compliance anxiety.
- Built
- Nonprofit chart of accounts, restricted-fund workflows, and an audit-minded monthly close.
- Result
- Board packages arrived on time with a clear story for every donor dollar.
“I finally have time to focus on my business instead of stressing over numbers. Great team.”
Muhammad Umar · Small Business Owner
- Problem
- The founder was still the close process, pulling every number while trying to grow the firm.
- Built
- A dedicated bookkeeper, a simple KPI pack, and monthly reporting ready for advisory conversations.
- Result
- Hours returned to selling and hiring without giving up financial discipline.
Verified reviews on Google
“I was so stressed about my company finance until I met Stellar Accounting—they are professional, reliable, and true team players. They answered all my questions and cleared all my worries about QuickBooks. My accounting has never been better. Thank you Stellar Accounting.”
Scott Burch
“We hired them for a short term project for bookkeeping catch up work. They were so professional that now they handle our full accounting function at very reasonable rates.”
Rafay Ashraf
“Stellar has been a great organization to work with. Key is their responsiveness and follow through and accuracy, which is important as I am a small business. They give a lot for a very fair price.”
Ron Waltz
Small business owner
Flat monthly rates, scoped before you commit.
The number comes from your transaction volume and complexity, not a list price. We run a books health check first, then quote. Routine work never arrives as a surprise line item.
Essentials
From $499/ month
For solo operators and lean teams who need clean monthly books and a dedicated bookkeeper.
- Monthly bookkeeping & reconciliation
- Dedicated bookkeeper
- Standard financial statements
- Email support (<24h response)
Growth
Most pickedFrom $899/ month
For businesses hiring, raising, or wrestling with complex AP and AR.
- Everything in Essentials
- AP & AR management
- Cash flow reporting
- Bi-weekly check-ins
Executive
Custom
Fractional CFO partnership when you need forecast, board, and strategy alongside the books.
- Everything in Growth
- Fractional CFO advisory
- Board & investor reporting
- Financial modeling & forecasting
How the first month actually goes.
Most clients are live within a few business days. If cleanup is needed, it is scoped and priced at the start — not discovered halfway through.
Discovery
A short call with a CPA. We map your stack, transaction volume, industry needs, and what “caught up” should mean for you.
Access & diagnosis
We review your current books and software, flag cleanup if needed, and agree on a close calendar you can live with.
Meet your accountant
Your dedicated bookkeeper joins early—learns your vendors, payroll rhythm, and the questions you ask every month.
Stabilize the system
Chart of accounts, bank feeds, and workflows get tightened so the next close is quieter than the last.
Ongoing partnership
Steady closes, proactive flags, and a direct line when something material changes in the business.
Proof, not promises.
CPA oversight, ProAdvisor bookkeepers, encrypted access, and a 5.0 Google rating from clients who have already handed over their books.
QuickBooks ProAdvisor
Every bookkeeper is a QuickBooks ProAdvisor with multi-year U.S. accounting experience.
Big-4 CPA Supervised
Work reviewed under CPA oversight rooted in Ernst & Young LLP experience.
Google Verified Reviews
5.0 average from real clients on Google—responsive, accurate, fairly priced.
Bank-Grade Security
256-bit encryption and multi-factor authentication around your financial data.
Before you hand over the books.
Straight answers on qualifications, security, pricing, cleanup, and how quickly we can start.
How do I know your remote bookkeepers are qualified?
Every bookkeeper is a QuickBooks ProAdvisor with multi-year U.S. accounting experience, supervised by a CPA with Big-4 (Ernst & Young LLP) background. We run background checks and ongoing training—not a free-for-all contractor pool.
Is my financial data safe with you?
Yes. We use 256-bit encryption and multi-factor authentication. Access is limited to the people working your engagement.
What if I need help outside business hours?
Our core hours are Mon–Wed & Fri, 8am–6pm ET (closed Thursday). For urgent items, your dedicated bookkeeper can arrange coverage outside that window when the work requires it.
How does your pricing work? Are there hidden fees?
Flat-rate monthly pricing scoped to your volume and complexity. The free consultation produces a clear scope—no surprise line items for routine work.
Can you handle my industry-specific accounting needs?
Yes. We work across e-commerce, professional services, healthcare, real estate, nonprofits, law firms, startups, SaaS, and more—with charts of accounts and workflows matched to how those businesses actually earn and spend.
What if my current books are a mess?
Cleanup is a normal first chapter. We organize history, migrate what matters, and lock in a close process so you are not stuck in permanent catch-up.
How quickly can you get started?
Most clients begin within one to two business days after access is granted, with a plan that minimizes disruption to your operations.
What if I'm not tech-savvy?
You do not need to become a QuickBooks power user. Your bookkeeper guides setup and can deliver monthly reports by email if you prefer not to live in the software.
Find out what shapeyour books are actually in.
The free books health check walks your software, transaction volume, and close history. You leave with a clear scope and a number — whether or not you hire us.
- 30 minutes with a CPA, not a sales rep
- A written scope and a flat monthly number
- No obligation, and no follow-up sequence