Fractional CFO for businesses across the United States
Fractional CFO services that turn your books into decisions.
Cash forecasts, KPI packages and board-ready reporting from a finance partner who already knows how your books are built — without the cost of a full-time CFO.
- Cash runway and forecasts
- A monthly KPI package
- Board, investor and lender packs
- Built on CPA-reviewed books
5.0 from 14 Google reviewsCPA-supervised · QuickBooks ProAdvisorGet a free fractional CFO consultation
Tell us where the business is and what decisions are coming. We come back with what we would build, how often, and a flat monthly fee.
“I hired [Fincera] to help me close the books on one of the five companies that I manage. They are very professional, reasonably priced, and once they completed that scope of work, I've now given them two more companies to assist me with.”
Forecasts built from the books you already keep
What our fractional CFO services include
The finance work a growing business needs between the monthly close and a full-time CFO — for one flat monthly fee.
Cash forecast
A rolling cash forecast, so runway is a number rather than a feeling.
Scenario models
What a hire, a price change or a lost client does to cash — modelled before you decide.
A monthly KPI package
The handful of numbers that matter for your business, every month.
Budget against actuals
Where the month landed against plan, and why.
Board-ready narrative
Board and investor packs that explain the numbers, not just list them.
Lender packs
Reporting that holds up when a lender asks about it.
Hiring and growth planning
What the next hire or the next raise does to the numbers, before you commit.
Built on books we know
Forecasts start from clean, CPA-reviewed books, so the model stands on numbers you can trust.
How our fractional CFO service works
- 01
Free consultation
A short call: where the business is, what decisions are coming, and what you need from your numbers.
- 02
Books review
We check the books the forecast will stand on, and clean up what needs it first.
- 03
Build the model
Cash forecast, KPIs and the reporting pack set up around how your business earns and spends.
- 04
Monthly, and on call
The KPI package every month, and a direct line when a decision needs numbers.
- Google rating
- 5.0Google rating
- Verified reviews
- 14Verified reviews
- Trained review discipline
- Big-4Trained review discipline
- Reply time, Mon–Fri
- 1 dayReply time, Mon–Fri
What clients say about working with Fincera
Every quote is a client’s own words from our Google Business Profile. Anything in square brackets is ours, not theirs.
“[The founder] and Julia were very quick and responsive. They were able get to my budget and get the work done fast and efficiently.”
Sam SamsonovVerified Google review
“We hired them for a short term project for bookkeeping catch up work. They were so professional that now they handle our full accounting function at very reasonable rates.”
Rafay AshrafVerified Google review
“Exceptional bookkeeping services company that has significantly saved us time by keeping up with records. Highly recommended for bookkeeping!”
Michael SpoonerVerified Google review
Fractional CFO work for the industries we know best
Property Management
Portfolio cash flow and owner reporting
Nonprofits
Budgets and board reporting for funders
Law Firms
Partner reporting and cash planning
Small & Medium Businesses
Cash planning for the next hire
PE/VC-Backed
Runway, investor and board packs
Running something else?
If your business has a monthly close, we can work with it. Tell us what you run.
Ask about your business
Fractional CFO questions, answered
What does a fractional CFO do?
The finance work between the monthly close and a full-time CFO: cash forecasts, scenario models, a monthly KPI package, budget against actuals, and the board, investor and lender reporting that has to stand up to questions.
When does a business need a fractional CFO?
When decisions — a hire, a raise, a loan, a new location — need numbers beyond the monthly close, but the business does not yet justify a full-time CFO.
Do you work with PE and VC-backed companies?
Yes. PE/VC-backed companies are one of the five industries we specialise in: runway, multi-entity reporting, and board and investor packs.
Do you need to keep our books as well?
A forecast is only as good as the books under it. It works best when we keep them; if someone else does, we review them before building anything on them.
How much do fractional CFO services cost?
There is no package price. A flat monthly rate is scoped to the reporting you need, how often, the number of entities, and the condition of the books. The free consultation produces that number.
Is my financial data safe with you?
Yes. We use 256-bit encryption and multi-factor authentication, and access is limited to the people working on your account.
How quickly can you start?
Most clients begin within one to two business days after access is granted, with a plan that keeps disruption to your business to a minimum.
Ready for numbers that inform the next decision?
A short call about where the business is going, and a flat monthly number for the finance work that gets it there. If we are not the right fit, we will say so.